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Benefits Of HO-B Policy
Contents of a standard HO-B formThe standard HO-B form of Texas Department of insurance has the following coverages:Damage caused due to waterThe HO-B policy covers damages caused due to sudden or continuous leakage due to plumbing, damage due to air conditioning and heating. Coverage for structures and dwelling due to leakage through roof, doors and windows. Coverage for freezing pipes and repairing drains.Damage due to floods is NOT covered under HO-B policy. For this you will have to contact the National flood insurance program (NIP) or FEMA, where you can get insurance for flood damage. Damage due to moldHO-B policy gives coverage to damaged property due to accidental seepage of water only. The damage has to report within 30 days .This also includes damage due to micro organism and fungi.The other damages covered by HO-B are damage due to animals, collapse, excluding earthquakes, vehicles and snow. A HO-B policy has a wide coverage. By taking this pol icy you can ensure the safety of your house by insuring it with HO-B policy. Related ArticlesAdditional Home Insurance CoverageCan You Get Insurance For Mobile Homes? Do you Need Flood Insurance? What is Landlord Buildings Insurance? Earthquake Insurance for Home Owners Personal Umbrella Liability Insurance Protect Your Household Contents! Go for Home Contents Insurance HO-3 Policy - Exposed to Risks? Bookmark this page Email this to your Friend Add this page to del.icio.us |
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