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What To Consider When Buying Condominium InsuranceIf you own a condo or townhome and require insurance, you should begin by contacting your building association. Ask what is and is not covered by the insurance on the actual building itself. You may find that the money that you pay in fees each month or each year go a large way towards paying for common area that is outside your building. However, you may also find that from the moment that you enter your own doorway, your unit is uninsured. This means that if flooding, fire, or other types of damage affect your property you are responsible for paying full costs on the damage. Depending on your building association's codes and bylaws, you may even be responsible for damage caused by repair personnel or by problems that affect the entire building.
If you own a condo or townhome, you need condo insurance.Condo homeowners insurance picks up where your building's insurance leaves off. It protects your unit and your condo investment by protecting your personal property as well as the inner structure of your unit. Luckily, condo policies tend to be less expensive than other types of home insurance, simply because you do not have to pay for insuring the outer building or the common areas of your condo building. Related ArticlesWhere to Buy Renters Property Insurance?Home Warranty or Home Insurance? How to Compare Home Insurance Best Home Owner Insurance Companies In US What Are Home Insurance Leads And How Are They Generated? How Much Home Insurance Should You Purchase? Bookmark this page Email this to your Friend Add this page to del.icio.us |
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